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Adding inflation rate vs. Multiplying by inflation rate

I see variations of this throughout curriculum (all 3 levels). For instance, I believe in section about preserving purchasing power of an endowment, we are told to use the spending rate multiplied by...

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inflation the need to take risk

As per Schweser notes, in the foundation higher than the general level of  inflation increase the need to take risk. What the need means? Is it ability or willingness? I thought that for an institution...

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Risk Premium Approach - Theorycrafting

The risk premium approach says to add an inflation premium on top of the adjustments you’re already making, including the treasury spread between tenors.  So let’s say you have a 5 year and a 1 year...

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Does liquidity requirement include inflation?

Suppose you manage a foundation and your annual spend rate is 5%, mgmt fees are 0.5%, and inflation is 2%. What would your liquidity need be for next year?Tweet WidgetGoogle Plus OneLinkedin Share...

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Current Credit Risk vs. Potential Credit Risk

Are the only instruments that have current credit risk swaps or instruments that exchange periodic cash flows?  Futures and forwards would only have potential credit risk, right?Tweet WidgetGoogle Plus...

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Liquidity - Individual IPS

Do we list current annual expenses as a liquidity need or do we ignore thi in the liqudity section of the IPS?Also, if a individual receives a sudden increase in wealth, would this be mentioned at all...

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Currency Swaps - Do future spot rates matter at all?

A US company enters into a 5-year currency swap for €. At the beginning it is $1/€1. At the end of five years, it is $1.5/€1. To calculate interests and principal, you only use $1/€1, correct? A swap...

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Put structure in bonds

Why is this statement incorrect?Put structures will provide investors with some protection in the event that interest rates rise sharply but not if the issuer has an unexpected credit event.When...

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Repurchase yield Grinold K

This really bother me. How do we exactly compute the sign of the repurchase yield in the Grinold Kroner formula?When it is given as expected repurchase yield 1%that means it is given positive right? So...

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CFA email today and pens

it said erasable pen.  can’t we just use regular pens?  i just scratch outTweet WidgetGoogle Plus OneLinkedin Share ButtonFacebook Like

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Forward Hedging Calculation Question

Struggling with f/x forwards, and this question makes no sense. Anyone can solve this (via analystninja)?“Tiger Woods is the head of investments for a large U.S institution. He holds a €10 million...

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Equity Portfolio Management - Goldsboro

Question 1:Based on Exhibit 1, for the year 2009, assuming no stock splits or stock dividends for the stock components and no rebalancing, which of these index structures would have most likely...

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How much detail are the looking for in the essays?

I’m wondering how much detail the CFAI is looking for in the essay questions. I’ve done the 3 AM mocks posted on their website, and I have consistently found that their answers are quite detailed, and...

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currency

“Mai Nguyen works at Cape Henlopen Advisors, which runs a US-domiciled fund that invests in foreign-currency assets of Australia and New Zealand. The fund currently has equally weighted exposure to...

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Implementation Shortfall - realized gain/loss

I don’t understand this part of the equation. The realized gain/loss is the difference between the execution price and the relevant decision price.In the example in reading 29, page 25, shares close at...

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State Reasons For Above Average Risk

S2000, can I get your opinion? For Individual IPS questions asking to state reasons for above average risk, can I just say “They have a long time horizon?” Or do I need to elaborate that “Investors...

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Tax drag

What is the best answer to of if in a question the rate of return is decreasing but n is getting longer for a tax advantaged account?  The answer in Schweser says that tax drag increases because n...

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Behavioral Finance memorization tips?

Seems like I keep getting them wrong as they are all very similar. Anyone have a good guide to differentiate them?Tweet WidgetGoogle Plus OneLinkedin Share ButtonFacebook Like

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CFAI mock

Anyone else struggling with the CFAI mocks? The question wording and cases seem very confusing and the answer explanations are not helpful.  Am I wasting my time on these?Tweet WidgetGoogle Plus...

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Duration and horizon

How does setting portfolio duration equal to liability horizon result in immunisation?Are duration and liability horizon the same thing here?Tweet WidgetGoogle Plus OneLinkedin Share ButtonFacebook Like

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